Cigna Dental Insurance

Cigna dental insurance has its Cigna corporate office located in Philadelphia, PA. They take their corporate social responsibility very highly as their mission is to extend good health to all their clients as well as to their own employees.

The company is an impressive 125+-year-old company that strives in helping their customers lead healthier lives.Known under the name of INA (The Insurance Company of North America) after the great Chicago fire, which burnt the city for two complete days, they were one of only 51 different insurance companies out of 202 that paid claims in full. Whether known under the name of INA or Cigna, the company is obviously highly compassionate.

Dental insurance came into being in the early 1970’s. Dentists understood then, as they do now, that having insurance, such as Cigna dental insurance, would enable their patients to come in more often to stop dental problems prior to there being problems, and that patients could more easily afford dental services.

Dental insurance in the United States usually pays a portion of the costs that are associated with dental care for the patient. Dental plans, including Cigna dental insurance, are usually offered as one of the following types, either as Preferred Provider Organization (PPO) or through a Dental Health Maintenance Organization (DHMO). Both types fall under the heading of managed care.

The United States managed care was created by the passage and enactment of the Health Maintenance Organization Act of 1973. From there, various PPO’s and DHMO’s were created that the Cigna dental insurance company takes part in. Dental managed care involves a network of dentists who agree to deliver dental care to the enrollees of the plans. In turn, this brings the dentist the members or enrollees of a certain PPO or DHMO.

For instance the Cigna dental insurance DHMO allows the member to choose a dentist from an extensive list of highly qualified dentists that Cigna provides. Most diagnostic and preventative care is paid by the insurance that usually covers two visits for cleaning each year, and even includes X-ray costs. The children usually also receive two fluoride treatments per year as well.

All dentists in the plan have had their credentials carefully examined as well as having to actively participate in the Quality Management Program that Cigna runs for their participating dentists. Cigna dental insurance representatives assess each dentist’s office by performing periodical visits. This will ensure that each office meets the quality expectations as well as the customer service anticipated by its enrollees.

Because preventative maintenance is a requirement of the Cigna dental insurance plan, patients can search for a participating dentist immediately upon enrollment. Cigna has made it extremely trouble-free to accomplish this by having their list available online. Many people are surprised that their favorite local dentist is already on the list, and as they are already a patient of a participating dentist, there’s not even a need to switch dentists!

Check out my other guide on: life insurance comparison and low cost dental insurance

Cigna Dental Insurance

cigna dental health insurance

Cigna Dental Insurance

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